Welcome to Global Wealth Insurance Services

Your Complete One-Stop Resource for Insurance & Retirement Planning in Nevada & California

Welcome to Global Wealth Insurance Services, your trusted independent insurance brokerage serving individuals, families, business owners, and retirees across California and Nevada. As an independent insurance agency, we function as a true one-stop shop for all your protection and financial planning needs.

Instead of dealing with single-carrier captive agents who can only offer products from one company, Global Wealth Insurance Services operates like a “Walmart of Insurance.” We evaluate policies from dozens of top-rated insurance carriers across the nation to locate the most competitive rates and tailored coverage for your unique situation. We save you time, effort, and money by conducting comprehensive side-by-side rate comparisons on your behalf.

Whether you are looking for personal coverage—such as auto, homeowners, renters, health, or life insurance—or seeking comprehensive corporate coverage—including business liability, commercial property, workers’ compensation, and group health benefits for companies—our licensed brokers are dedicated to delivering optimal financial security with unmatched personal service.

Comprehensive Lines of Protection & Financial Planning

1. Auto & Vehicle Liability Insurance

Protecting your family on the road requires complete liability and property damage coverage. Accidents can happen anywhere, especially so with crowded roads across the whole California and Nevada. We compare rates across top auto carriers to ensure you receive maximum discounts, robust bodily injury protection, collision coverage, and uninsured motorist safeguards.

2. Homeowners, Condo & Renters Insurance

Your home is often your largest investment. We provide tailored insurance policies protecting dwellings, personal property, and personal liability against fire, theft, storm damage, and third-party liability claims in both Nevada and California.

3. Health Insurance (Covered California, Off-Exchange & Medicare)

Navigating health coverage options can be complex. As certified health insurance brokers, we guide individuals and families through Covered California open enrollment and special enrollment periods, helping eligible clients secure Advanced Premium Tax Credits (subsidies) to lower monthly premiums. For seniors aged 65 and older or qualified individuals, we provide expert guidance on Medicare Parts A, B, C (Medicare Advantage), Part D (Prescription Drugs), and Medigap (Medicare Supplement) plans.

4. Life Insurance & Income Protection

Ensure your family’s financial stability regardless of life’s uncertainties. We offer flexible Term Life Insurance, permanent Whole Life Insurance, and cash-value growth Indexed Universal Life (IUL) policies with living benefits for terminal or chronic illness protection.

5. Business Insurance & Group Benefits for Companies

Safeguard your commercial venture and empower your workforce with robust corporate coverage. We design custom business insurance packages, including General Liability, Commercial Property, Workers’ Compensation, Business Owners Policies (BOP), Commercial Auto, and tailored Group Employee Health Benefits for small to mid-sized businesses in Nevada and California.

6. Retirement Planning, Annuities & Investment Strategies

Will your savings support your ideal retirement lifestyle? We offer guaranteed lifetime income solutions, including Fixed and Fixed Indexed Annuities (FIAs), Traditional IRAs, Roth IRAs, 401(k) Rollovers, Defined Benefit Plans, and wealth preservation strategies tailored to your timeline.

Why Choose an Independent Broker Over a Captive Agency?

Unbiased Multi-Carrier Selection: We represent dozens of top insurance carriers, giving you access to competitive market pricing.
Cost & Time Savings: We handle the rate comparisons and carrier evaluation for you.
Trilingual Licensed Brokers: Our team fluently speaks English, Chinese (Mandarin), and Filipino (Tagalog) to serve our diverse communities in NV and CA.
Dual-State Licensing: Fully licensed and knowledgeable in both Nevada and California insurance regulations and marketplace rules.

Client Experience & Testimonials

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Meet Our Dedicated Broker Leadership

Joseph Doratan, MBA, CFP®

Co-Founder & Senior Broker
California License: # 0F91214 | Nevada License: # 4208974
Languages Spoken: English, Chinese, Filipino
Specializations: Business & Commercial Insurance, Group Employee Benefits, Auto Liability, Homeowners & Property, Health Insurance & Medicare, Life Insurance, Retirement Planning.

Annabelle Lim

Co-Founder & Senior Broker
California License: # 0G76655 | Nevada License: # 4209214
Languages Spoken: English, Chinese, Filipino
Specializations: Life Insurance, Health Insurance (Covered California, Off-Exchange & Medicare), Retirement Planning & Annuities.

Visit Our Local Offices

Las Vegas, Nevada Office

Address: 2575 S. Maryland Pkwy, #105, Las Vegas, NV 89109
Toll-Free Phone: (855) 955-1800
Toll-Free Fax: (855) 715-3900
Email: info@globalwealthinsuranceservices.com
Office Hours: Monday – Friday: 9:30 AM – 4:00 PM | Saturday: 9:30 AM – 12:00 PM | Sunday: Closed

West Covina, California Office

Address: 1559 E. Amar Rd, Unit M, West Covina, CA 91792
Toll-Free Phone: (855) 955-1800
Toll-Free Fax: (855) 715-3900
Email: info@globalwealthinsuranceservices.com
Office Hours: Monday – Friday: 9:30 AM – 4:00 PM | Saturday: 9:30 AM – 12:00 PM | Sunday: Closed